Is There A Financial Aid For Hearing Aids?

Are you ready to buy hearing aids? Many people face the challenge of figuring out if they qualify for financial assistance for hearing aid or even where they can get the support. Are you one of the people experiencing hearing loss and would love to find out if you qualify for monetary assistance to purchase hearing aids? This article will point you in the right direction. Here are different options for finding the most suitable financial support for hearing aids. 

Do you have health insurance coverage?

Health insurance does not cover hearing aids. However, you can find out if your insurer offers optional hearing plans that cover hearing tests and hearing aids fittings. Always check with your insurer if your plan covers hearing aids. 

Most health insurance plans come with a toll-free number that lists all member services you qualify for. Even if your card lists hearing aids coverage, you should understand that the plan’s administration may vary significantly. For instance, hearing aids coverage may vary according to your location. 

Almost 23 states mandate health insurers to offer comprehensive or partial coverage for children that include hearing aids. These mandates vary from state to state, depending on legislation. You may have to find out the amounts you qualify for. Accordingly, ask your audiologist for guidance whenever necessary. 

Health insurance coverage and discounts change from time to time. Whenever you want to buy hearing aids, find out about your plan from your insurance provider. Alternatively, you can pay for your hearing aids through financing provided by your audiologist, third-party credit card, such as CareCredit, and charitable organizations. Ensure you research all the available hearing aids financing options if you have health insurance cover. 

What are the other options for hearing aid financing?

Do you live out of the mandated states? This may not necessarily mean that you do not qualify for hearing aids coverage. However, it may mean that the state legislation does not require it. If that is the case, check with your benefits coordinator or employer to find out where you stand. 

Various groups may have programs that cover hearing aids financing. For instance, the AARP organization provides a program that covers their members’ hearing aids and hearing healthcare products financing. Outside these programs, you can also find financial assistance for hearing aids in the following situations. 

Hearing aids and hearing healthcare products for children 

The Individuals with Disabilities Education Act provides grounds for children who experience hearing loss to access hearing aids financing. For instance, a child qualifies for free hearing aids if the child’s individualized education program specifies that they need hearing aids to enable education. 

College/university students and working people

State vocational rehabilitation agencies may offer financial aid for hearing aids to college students and other working people. 

Hearing aids programs and banks

There are hearing aids banks and resources like clinics that offer hearing healthcare services that cover hearing aids financing. Other states also provide hearing aid loan programs. 

Medicaid 

You may qualify for financial aid for hearing aids through Medicaid, depending on your state of residence. Accordingly, you may be eligible for partial medical assistance, covering hearing aids through the county social service agency. Find out from the local authority for your Medicaid eligibility. 

State telephone program 

Some state telephone programs may include telephone equipment for eligible citizens through the Telephone Equipment Distribution Program Association. 

Veteran programs  

The United States Department of Veteran Affairs has many programs and services for veterans. Some of these services may be rehabilitative, including hearing healthcare and hearing assistive technologies. You might want to contact your audiologist for a military branch that offers such services. 

Do you want to buy hearing aids but cannot afford them?

There are a host of charitable organizations that offer financial assistance for hearing aids. You may find discounts or free hearing assistive technology products depending on your financial situation and eligibility. Research various organizations and national programs that offer such services.

Do you need hearing aids for employment? Check with your state vocational rehabilitation office if you can get financial assistance to pay for the hearing aids. You may also find financial aid for educational programs that enhance your skills. Go online and type [your state] followed by "vocational rehabilitation program" for more information.

Financial aid for hearing aids

Are you looking for financial assistance to buy hearing aids? Consider the programs listed in this article for help. Call Portland Audiology Clinic, LLC at (503) 227-3668 for more details about hearing aid technology and how we can help you find the perfect device.